Small Business Stabilization Program

NOTICE: As of May 2021, SBSP applications are being paused to allow staff time to process received applications.  Thank you for your understanding in this matter.

The Adams County Community & Economic Development Department has established the Small Business Stabilization Program (SBSP) to provide local businesses with grants to retain jobs during the COVID-19 pandemic.

Due to the recent public health orders, Adams County has determined it is necessary to change the SBSP policy to allow for 100% of rent or mortgage for two (2) months and 100% of the salary of one (1) low-to-moderate income employee for two (2) months OR 100% of the salary of two (2) low-to-moderate income employees for two (2) months, whichever is greater.

The grants for the SBSP are paid for by the Community Development Block Grant (CDBG) program, which is funded by the U.S. Department of Housing and Urban Development (HUD) to improve the physical, economic, and social conditions for low- to moderate-income populations.

Due to the COVID-19 outbreak, HUD provided CDBG grantees, including Adams County, guidance on infectious disease response and how to minimize community impact. County staff is working to reduce the negative impacts of the outbreak, and the SBSP is the first plan to be realized.

According to HUD’s guidance, CDBG funds can be used to assist for-profit businesses to avoid job loss caused by closures related to social distancing. Funding can provide short-term working capital assistance to small businesses to enable retention of jobs and provide organizational stability. 

Apply for the SBSP


Applicants may call 720.523.6200 or email [email protected] for more information.  In order to expedite funding an application, please obtain a DUNS number and register your entity with  Registration with takes several weeks for the federal government to process.

Click here for the entire SBSP Policies & Procedures document.

Businesses must meet the following criteria:

  • The business must have 1-50 full-time equivalent (FTE) employees, excluding owners, as of February 12, 2019.
  • The business must be a for-profit business or organization and have a physical establishment within an eligible CDBG Urban County area or other participating jurisdictions, which includes:
    • Unincorporated Adams County;
    • Town of Bennett;
    • City of Brighton;
    • City of Federal Heights;
    • City of Northglenn; or,
    • City of Westminster.
  • Businesses with more than one physical location in the areas listed above may apply for the grant program for one location only.  For purposes of estimating FTEs, the FTE count shall be based only on the specific location applying for the grant.
  • The applicant must be at least 18 years of age and have ownership interest in the business.
  • The applicant must have a valid Social Security number, an Employer Identification Number (EIN), and bank account that accepts wire transfers.
  • The applicant cannot be debarred from receiving federal funding.
  • The applicant, business owners, or business must not currently be in bankruptcy.
  • The applicant must prove that the business has experienced a loss of revenue due to Public Health Orders enacted for COVID-19.
  • The applicant must demonstrate how the grant will pay for rent/mortgage or salaries for low-to-moderate income employees.
  • As a result of the grant, the applicant must demonstrate how the grant will create or retain job(s) for low-to-moderate income individuals or families. Specifically, at least one FTE job (1,750 hours annually) must be created/retained.
  • The business must prove they have been in operation since February 12, 2019 and must possess an active local business license and/or business certification from the office of the Colorado Secretary of State.
  • The business must be in good standing for any permits or licenses issued by their respective jurisdictions.
  • The applicant must be able to demonstrate the business was unable to obtain other forms of assistance or did not receive enough assistance (i.e., Small Business Assistance, Paycheck Protection Program, and other small business loans/grants).
  • The applicant or any other business owners must not have a conflict of interest in accordance with the Adams County Code of Ethics policy, available at
  • Owner/Applicant must be current with property taxes and local Adams County and/or city fees, or has a payment plan in place with County and/or City as of March 12, 2020.
  • Business must have active liability insurance.
  • The applicant must obtain a Data Universal Numbering System (DUNS) number. You may request a DUNS number here.
  • The applicant must register in Department of Labor’s System for Award Management (SAM) system ( and cannot be debarred from receiving federal funding. You may sign up for SAM here.
  • Eligible businesses will be awarded a grant based on the demonstrated payroll or rent/mortgage needs of the business; however, awards will be a minimum of $1,000 and up to $35,000 in grant funds.
  • All grants must have an environmental review conducted pursuant to 24 CFR Part 58.
  • The applicant must agree to the terms and conditions of the grant through a written agreement. The agreement must be signed by an individual who has signatory authority on behalf of the business.

The Board of County Commissioners voted to amend the 2019 Annual Action Plan to establish the SBSP at public hearing on Tuesday, April 21.

SBSP Income Limits for Job Retention/Creation

Based on 80% of the Denver market's median family income of $100,000. Eligible individuals may not exceed the income limit based on their household size.

Family Size Income Limit
1 $54,950
2 $62,800
3 $70,650
4 $78,500
5 $84,800
6 $91,100
7 $97,350
8 $103,650