Can you tell me if my mortgage company has sent in the documents to release my deed of trust?

The Public Trustee's Office receives many Requests for Releases of Deed of Trust daily. Our policy is to provide "walk ins" our immediate attention. All other requests are processed in order by the date they arrived in our office. Therefore, there is no way for us to determine if your release documents have been received on any given day. We MAY have had to REJECT the request for your Release because your lender did not provide all of the required documentation and fees to our office.

I paid off my loan and my mortgage company has not released the lien. What can you do?

Colorado Revised Statutes Section 38-35-124 states that the "creditor or holder of the indebtedness shall, within ninety days after the satisfaction of the indebtedness and receipt from the debtor of the reasonable costs of procuring and recording the release documents... file with the Public Trustee the documents required for a release as prescribed by section 38-39-102." If your lender fails to comply with Colorado law in this regard, please contact your legal advisor. This office does not have the authority to enforce this law.

What is the difference between a Deed (such as a warranty deed or quit claim deed) and a Deed of Trust?

A warranty deed or quit claim deed TRANSFERS TITLE or OWNERSHIP of real property. When you purchase property, you usually receive a warranty deed from the seller to you to show that you now own the property. When you obtain a loan in order to purchase property, you usually sign a Promissory Note for the amount of the loan, and a Deed of Trust which, in Colorado, is the "lien" or "mortgage" that secures your payment of the Promissory Note to the lender. When you pay off the loan, the lender will request that the Public Trustee release the Deed of Trust.

How do I find out the owner of another property?

Ownership can be determined by either contacting the county assessor by telephone and requesting the information, telephoning the 24 hour automated system, using the assessor / GIS search on our website or by emailing your request to the assessor. However, you need to have a name, address, parcel identification number or an account number when requesting this information.

Are there any specific property tax credits or deferrals that I can receive?

Yes. Depending on the specific circumstances, you may qualify for certain property tax credits and/or deferrals. Details pertaining to this information are described in a brochure entitled "Credits and Deferrals for the Elderly and Disabled." The brochure may be obtained from your local county assessor or on the Division of Local Government website.

How can my assessment or value change when I haven't done anything to my property?

Real estate values are influenced by numerous external economic, social, governmental and physical factors. For example, general economic conditions such as interest rates, inflation rates, supply and demand, changes in tax laws, new highways and a number of other factors can change and affect the value of property. As property values change in the market place, those changes must be reflected on the assessment roll.

I lost my animal. What should I do?

Contact the animal shelter immediately for instruction on how to post your lost pet on PetHarbor. Also, visit the shelter in person frequently, preferably daily, to check for your pet. We hold animals for five days to allow owners to find them, after which they may be adopted, transferred or euthanized. Descriptions vary tremendously; it is important to look for your pet personally, instead of calling us to see if we have a match. We always recommend posting lost ads in PetHarbor, Craigslist and other websites to reach anyone that may be holding your lost pet.

I found a stray pet. I am interested in keeping it. What should I do?

Stray animals found in Adams County's jurisdiction should be brought to the shelter to allow the owners to have an opportunity to find it. If the animal is not reclaimed and is considered adoptable, you may place a hold on the animal. Please contact the shelter staff for more information regarding the hold procedure.

What do I do with an animal I can no longer keep?

We strongly recommend trying to re-home your animal yourself. There are many breed rescues and private rescues that may be willing to help you place your animal. You can also place your pet up for adoption on one of the website such as PetFinder. Always thoroughly screen potential adopters to make sure they are an appropriate home for your animal. If you are unable to find another home, you may bring your pet to the Animal Shelter. Pleae do so in person so you can give us all the information we need to try to find a new home for your pet. Be aware that no pet is guaranteed a home.